Ponca City, OK vs Stillwater, OK

There is a significant gap in the cost of living between these two cities. Ponca City is 15.1% cheaper than Stillwater. With a cost index of 67 vs 79, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ponca City to Stillwater should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ponca City is $827/month compared to $944/month in Stillwater — a 12% difference. Home values follow the same pattern: Ponca City is more affordable at $127,500 median vs $230,900.

Median household income in Ponca City is $55,270 compared to $42,015 in Stillwater (+31.5%). Ponca City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ponca City spend roughly 18% of their income on rent, less than the 27% in Stillwater.