Polk, NE vs Waterloo, NE

Polk is moderately more affordable than Waterloo, with a 7.1% lower cost of living index. Polk scores 78 compared to 84 for Waterloo, where the US average is 100. This difference means residents of Waterloo can expect to pay noticeably more for everyday expenses, housing, and services.

When it comes to buying, median home values in Polk are $80,300 compared to $218,400 in Waterloo, a 63% gap.

Median household income in Polk is $53,182 compared to $75,417 in Waterloo (-29.5%). While Waterloo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, both cities share similar average temperatures (51.8°F vs 52.4°F). Waterloo receives more rainfall at 31.9" per year compared to 26.6" in Polk.