Pineville, NC vs Swansboro, NC

Pineville, NC and Swansboro, NC have a very similar cost of living, with only a 3.5% difference in their overall index. Pineville scores 107 while Swansboro scores 103 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Pineville is $1,467/month compared to $1,380/month in Swansboro — a 6% difference. Interestingly, home values tell a different story: while Swansboro has cheaper rent, Pineville actually has lower median home values ($344,700 vs $356,900).

Median household income in Pineville is $64,257 compared to $112,382 in Swansboro (-42.8%). Swansboro offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Pineville spend roughly 27.4% of their income on rent, more than the 14.7% in Swansboro.