Phillipsburg, NJ vs Wildwood, NJ

There is a significant gap in the cost of living between these two cities. Phillipsburg is 18.5% cheaper than Wildwood. With a cost index of 83 vs 102, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Phillipsburg to Wildwood should plan for substantially higher expenses across most categories.

On the housing front, median rent in Phillipsburg is $1,118/month compared to $1,255/month in Wildwood — a 11% difference. Home values follow the same pattern: Phillipsburg is more affordable at $180,700 median vs $361,200.

Median household income in Phillipsburg is $67,782 compared to $51,996 in Wildwood (+30.4%). Phillipsburg offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Phillipsburg spend roughly 19.8% of their income on rent, less than the 29% in Wildwood.