Phillipsburg, NJ vs Somerdale, NJ

Phillipsburg is moderately more affordable than Somerdale, with a 5.9% lower cost of living index. Phillipsburg scores 83 compared to 89 for Somerdale, where the US average is 100. This difference means residents of Somerdale can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Phillipsburg is $1,118/month compared to $1,141/month in Somerdale — a 2% difference. Home values follow the same pattern: Phillipsburg is more affordable at $180,700 median vs $221,600.

Median household income in Phillipsburg is $67,782 compared to $79,101 in Somerdale (-14.3%). While Somerdale is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Phillipsburg spend roughly 19.8% of their income on rent, more than the 17.3% in Somerdale.