Phillipsburg, NJ vs Rutgers University-Busch Campus, NJ

The cost of living difference between Phillipsburg, NJ and Rutgers University-Busch Campus, NJ is dramatic. Phillipsburg is 33.9% cheaper than Rutgers University-Busch Campus, a gap that translates to thousands of dollars per year in household expenses. Phillipsburg has a cost index of 83 while Rutgers University-Busch Campus sits at 126, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

Renters will find that Phillipsburg has a median rent of $1,118/month while Rutgers University-Busch Campus comes in at $2,031/month, a 45% difference.

Median household income in Phillipsburg is $67,782 compared to $118,750 in Rutgers University-Busch Campus (-42.9%). While Rutgers University-Busch Campus is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Phillipsburg spend roughly 19.8% of their income on rent, less than the 20.5% in Rutgers University-Busch Campus.