Phillipsburg, KS vs Troy, KS

Phillipsburg is moderately more affordable than Troy, with a 8.8% lower cost of living index. Phillipsburg scores 59 compared to 64 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Phillipsburg is $654/month compared to $814/month in Troy — a 20% difference. Home values follow the same pattern: Phillipsburg is more affordable at $93,900 median vs $109,600.

Median household income in Phillipsburg is $58,125 compared to $50,900 in Troy (+14.2%). Phillipsburg offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Phillipsburg spend roughly 13.5% of their income on rent, less than the 19.2% in Troy.