Phillips, WI vs St. Joseph, WI

There is a significant gap in the cost of living between these two cities. Phillips is 18.8% cheaper than St. Joseph. With a cost index of 65 vs 80, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Phillips to St. Joseph should plan for substantially higher expenses across most categories.

On the housing front, median rent in Phillips is $808/month compared to $883/month in St. Joseph — a 9% difference. Home values follow the same pattern: Phillips is more affordable at $93,000 median vs $264,400.

Median household income in Phillips is $46,250 compared to $84,583 in St. Joseph (-45.3%). While St. Joseph is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Phillips spend roughly 21% of their income on rent, more than the 12.5% in St. Joseph.