Phillips, NE vs Utica, NE

Phillips is moderately more affordable than Utica, with a 11.1% lower cost of living index. Phillips scores 64 compared to 72 for Utica, where the US average is 100. This difference means residents of Utica can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Phillips is $695/month compared to $843/month in Utica — a 18% difference. Home values follow the same pattern: Phillips is more affordable at $140,400 median vs $179,700.

Median household income in Phillips is $78,750 compared to $81,797 in Utica (-3.7%). Utica does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Phillips spend roughly 10.6% of their income on rent, less than the 12.4% in Utica.

Climate-wise, both cities share similar average temperatures (51.8°F vs 51.5°F). Utica receives more rainfall at 29.5" per year compared to 26.6" in Phillips.