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Philipsburg, MT vs Wolf Point, MT

84
Philipsburg
Montana
VS
+29.3%
65
Wolf Point
Montana

There is a significant gap in the cost of living between these two cities. Wolf Point is 29.3% cheaper than Philipsburg. With a cost index of 65 vs 84, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Wolf Point to Philipsburg should plan for substantially higher expenses across most categories.

On the housing front, median rent in Philipsburg is $871/month compared to $730/month in Wolf Point — a 19% difference. Home values follow the same pattern: Wolf Point is more affordable at $124,600 median vs $304,200.

Median household income in Philipsburg is $40,096 compared to $48,750 in Wolf Point (-17.8%). Wolf Point offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Philipsburg spend roughly 26.1% of their income on rent, more than the 18% in Wolf Point.

Climate-wise, both cities share similar average temperatures (43°F vs 43°F). Wolf Point receives more rainfall at 12.2" per year compared to 12.1" in Philipsburg.

Income & Cost

Cost of Living Index
Philipsburg
84
Wolf Point
65
23% cheaper
Median Household Income
Philipsburg
$40,096
Wolf Point
$48,750
18% higher

Housing

Median Rent
Philipsburg
$871
Wolf Point
$730
16% cheaper
Median Home Value
Philipsburg
$304,200
Wolf Point
$124,600
59% cheaper
Population
Philipsburg
1,012
Wolf Point
2,604

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Philipsburg 43°F
Wolf Point 43°F
Summer High
Philipsburg 86°F
Wolf Point 87°F
Winter Low
Philipsburg 13°F
Wolf Point 2°F
Rainfall
Philipsburg 12.1"
Wolf Point 12.2"
Rainy Days
Philipsburg 103d
Wolf Point 83d