Philipsburg, MT vs Rudyard, MT

The cost of living difference between Philipsburg, MT and Rudyard, MT is dramatic. Rudyard is 41.7% cheaper than Philipsburg, a gap that translates to thousands of dollars per year in household expenses. Philipsburg has a cost index of 84 while Rudyard sits at 59, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Philipsburg is $871/month compared to $625/month in Rudyard — a 39% difference. Home values follow the same pattern: Rudyard is more affordable at $93,800 median vs $304,200.

Median household income in Philipsburg is $40,096 compared to $86,250 in Rudyard (-53.5%). Rudyard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Philipsburg spend roughly 26.1% of their income on rent, more than the 8.7% in Rudyard.

Climate-wise, both cities share similar average temperatures (43°F vs 43.6°F). Philipsburg receives more rainfall at 12.1" per year compared to 11.8" in Rudyard.