Pepperell, MA vs Spencer, MA

Spencer is moderately more affordable than Pepperell, with a 14% lower cost of living index. Pepperell scores 105 compared to 92 for Spencer, where the US average is 100. This difference means residents of Pepperell can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Pepperell is $1,117/month compared to $1,052/month in Spencer — a 6% difference. Home values follow the same pattern: Spencer is more affordable at $297,700 median vs $399,700.

Median household income in Pepperell is $76,196 compared to $59,618 in Spencer (+27.8%). While Pepperell is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Pepperell spend roughly 17.6% of their income on rent, less than the 21.2% in Spencer.

Climate-wise, both cities share similar average temperatures (48.9°F vs 48.1°F). Spencer receives more rainfall at 48.3" per year compared to 43.4" in Pepperell.