Pensacola, FL vs Stuart, FL

Pensacola is moderately more affordable than Stuart, with a 12.7% lower cost of living index. Pensacola scores 93 compared to 106 for Stuart, where the US average is 100. This difference means residents of Stuart can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Pensacola is $1,209/month compared to $1,540/month in Stuart — a 22% difference. Home values follow the same pattern: Pensacola is more affordable at $276,500 median vs $291,300.

Median household income in Pensacola is $72,699 compared to $64,409 in Stuart (+12.9%). Pensacola offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Pensacola spend roughly 20% of their income on rent, less than the 28.7% in Stuart.

Climate-wise, Stuart is notably warmer with an average of 73.1°F compared to 69.4°F in Pensacola. Pensacola receives more rainfall at 68.3" per year compared to 51.2" in Stuart.