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Pensacola, FL vs Seminole, FL

93
Pensacola
Florida
VS
-16.6%
111
Seminole
Florida

There is a significant gap in the cost of living between these two cities. Pensacola is 16.6% cheaper than Seminole. With a cost index of 93 vs 111, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Pensacola to Seminole should plan for substantially higher expenses across most categories.

On the housing front, median rent in Pensacola is $1,209/month compared to $1,645/month in Seminole — a 27% difference. Home values follow the same pattern: Pensacola is more affordable at $276,500 median vs $312,700.

Median household income in Pensacola is $72,699 compared to $77,335 in Seminole (-6%). Seminole does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Pensacola spend roughly 20% of their income on rent, less than the 25.5% in Seminole.

Climate-wise, Seminole is notably warmer with an average of 73.9°F compared to 69.4°F in Pensacola. Pensacola receives more rainfall at 68.3" per year compared to 53.6" in Seminole.

Income & Cost

Cost of Living Index
Pensacola
93
17% cheaper
Seminole
111
Median Household Income
Pensacola
$72,699
Seminole
$77,335
6% higher

Housing

Median Rent
Pensacola
$1,209
27% cheaper
Seminole
$1,645
Median Home Value
Pensacola
$276,500
12% cheaper
Seminole
$312,700
Population
Pensacola
54,011
Seminole
19,336

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Pensacola $2.95
Seminole $3.03
US $3.07
🥚
Eggs (grade A, large)
Pensacola $2.41
Seminole $2.47
US $2.50
🥛
Milk (whole)
Pensacola $3.88
Seminole $3.99
US $4.03
🍞
Bread (white)
Pensacola $1.78
Seminole $1.83
US $1.85
🍗
Chicken breast
Pensacola $3.99
Seminole $4.10
US $4.14
Electricity
Pensacola $0.18
Seminole $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Pensacola 69.4°F
Seminole 73.9°F
Summer High
Pensacola 92°F
Seminole 90°F
Winter Low
Pensacola 44°F
Seminole 53°F
Rainfall
Pensacola 68.3"
Seminole 53.6"
Rainy Days
Pensacola 115d
Seminole 119d