Pembroke, KY vs St. Charles, KY

There is a significant gap in the cost of living between these two cities. St. Charles is 17.2% cheaper than Pembroke. With a cost index of 64 vs 75, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Charles to Pembroke should plan for substantially higher expenses across most categories.

On the housing front, median rent in Pembroke is $909/month compared to $913/month in St. Charles — a 0% difference. Interestingly, home values tell a different story: while Pembroke has cheaper rent, St. Charles actually has lower median home values ($54,500 vs $190,600).

Median household income in Pembroke is $69,196 compared to $40,000 in St. Charles (+73%). While Pembroke is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Pembroke spend roughly 15.8% of their income on rent, less than the 27.4% in St. Charles.