Pemberton, MN vs Warsaw, MN

Warsaw is moderately more affordable than Pemberton, with a 5.7% lower cost of living index. Pemberton scores 96 compared to 91 for Warsaw, where the US average is 100. This difference means residents of Pemberton can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Pemberton is $1,725/month compared to $1,188/month in Warsaw — a 45% difference. Interestingly, home values tell a different story: while Warsaw has cheaper rent, Pemberton actually has lower median home values ($155,000 vs $255,000).

Median household income in Pemberton is $54,750 compared to $115,313 in Warsaw (-52.5%). Warsaw offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Pemberton spend roughly 37.8% of their income on rent, more than the 12.4% in Warsaw. The Warsaw ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (46.7°F vs 46.7°F). Warsaw receives more rainfall at 30.6" per year compared to 30.6" in Pemberton.