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Pella, IA vs Spirit Lake, IA

85
Pella
Iowa
VS
+10.6%
77
Spirit Lake
Iowa

Spirit Lake is moderately more affordable than Pella, with a 10.6% lower cost of living index. Pella scores 85 compared to 77 for Spirit Lake, where the US average is 100. This difference means residents of Pella can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Pella is $1,041/month compared to $885/month in Spirit Lake — a 18% difference. Home values follow the same pattern: Spirit Lake is more affordable at $218,400 median vs $259,600.

Median household income in Pella is $81,201 compared to $73,627 in Spirit Lake (+10.3%). The higher salaries in Pella partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Pella spend roughly 15.4% of their income on rent, more than the 14.4% in Spirit Lake.

Climate-wise, both cities share similar average temperatures (49.5°F vs 46.8°F). Pella receives more rainfall at 36.6" per year compared to 26.8" in Spirit Lake.

Income & Cost

Cost of Living Index
Pella
85
Spirit Lake
77
10% cheaper
Median Household Income
Pella
$81,201
9% higher
Spirit Lake
$73,627

Housing

Median Rent
Pella
$1,041
Spirit Lake
$885
15% cheaper
Median Home Value
Pella
$259,600
Spirit Lake
$218,400
16% cheaper
Population
Pella
10,624
Spirit Lake
5,469

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Pella 49.5°F
Spirit Lake 46.8°F
Summer High
Pella 84°F
Spirit Lake 85°F
Winter Low
Pella 13°F
Spirit Lake 8°F
Rainfall
Pella 36.6"
Spirit Lake 26.8"
Rainy Days
Pella 115d
Spirit Lake 97d