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Pell City, AL vs Theodore, AL

85
Pell City
Alabama
VS
+5.6%
81
Theodore
Alabama

Theodore is moderately more affordable than Pell City, with a 5.6% lower cost of living index. Pell City scores 85 compared to 81 for Theodore, where the US average is 100. This difference means residents of Pell City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Pell City is $1,103/month compared to $1,222/month in Theodore — a 10% difference. Interestingly, home values tell a different story: while Pell City has cheaper rent, Theodore actually has lower median home values ($151,800 vs $238,100).

Median household income in Pell City is $73,043 compared to $60,764 in Theodore (+20.2%). While Pell City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Pell City spend roughly 18.1% of their income on rent, less than the 24.1% in Theodore.

Climate-wise, Theodore is notably warmer with an average of 69.1°F compared to 62.3°F in Pell City. Theodore receives more rainfall at 60.5" per year compared to 52.2" in Pell City.

Income & Cost

Cost of Living Index
Pell City
85
Theodore
81
5% cheaper
Median Household Income
Pell City
$73,043
17% higher
Theodore
$60,764

Housing

Median Rent
Pell City
$1,103
10% cheaper
Theodore
$1,222
Median Home Value
Pell City
$238,100
Theodore
$151,800
36% cheaper
Population
Pell City
13,353
Theodore
4,950

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Pell City $971
Theodore $841
13% cheaper
1 Bed
Pell City $1,088
Theodore $909
16% cheaper
2 Bed
Pell City $1,208
Theodore $1,079
11% cheaper
3 Bed
Pell City $1,517
Theodore $1,411
7% cheaper
4 Bed
Pell City $1,720
Theodore $1,441
16% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Pell City $2.90
Theodore $2.90
US $3.07
🥚
Eggs (grade A, large)
Pell City $2.37
Theodore $2.37
US $2.50
🥛
Milk (whole)
Pell City $3.81
Theodore $3.81
US $4.03
🍞
Bread (white)
Pell City $1.75
Theodore $1.75
US $1.85
🍗
Chicken breast
Pell City $3.92
Theodore $3.92
US $4.14
Electricity
Pell City $0.17
Theodore $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Pell City 62.3°F
Theodore 69.1°F
Summer High
Pell City 90°F
Theodore 92°F
Winter Low
Pell City 33°F
Theodore 43°F
Rainfall
Pell City 52.2"
Theodore 60.5"
Rainy Days
Pell City 116d
Theodore 133d