Pegram, TN vs St. Joseph, TN

The cost of living difference between Pegram, TN and St. Joseph, TN is dramatic. St. Joseph is 74.1% cheaper than Pegram, a gap that translates to thousands of dollars per year in household expenses. Pegram has a cost index of 107 while St. Joseph sits at 61, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Pegram is $1,481/month compared to $627/month in St. Joseph — a 136% difference. Home values follow the same pattern: St. Joseph is more affordable at $121,900 median vs $337,400.

Median household income in Pegram is $102,396 compared to $46,786 in St. Joseph (+118.9%). While Pegram is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Pegram spend roughly 17.4% of their income on rent, more than the 16.1% in St. Joseph.