Pecatonica, IL vs Pontoon Beach, IL

Pecatonica, IL and Pontoon Beach, IL have a very similar cost of living, with only a 3.5% difference in their overall index. Pecatonica scores 76 while Pontoon Beach scores 78 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Pecatonica is $1,089/month compared to $1,117/month in Pontoon Beach — a 3% difference. Home values follow the same pattern: Pecatonica is more affordable at $134,900 median vs $137,900.

Median household income in Pecatonica is $71,500 compared to $59,375 in Pontoon Beach (+20.4%). Pecatonica offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Pecatonica spend roughly 18.3% of their income on rent, less than the 22.6% in Pontoon Beach.

Climate-wise, Pontoon Beach is notably warmer with an average of 56.5°F compared to 49.4°F in Pecatonica. Pontoon Beach receives more rainfall at 40.8" per year compared to 37.2" in Pecatonica.