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Pearl City, IL vs Steward, IL

66
Pearl City
Illinois
VS
-22%
85
Steward
Illinois

There is a significant gap in the cost of living between these two cities. Pearl City is 22% cheaper than Steward. With a cost index of 66 vs 85, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Pearl City to Steward should plan for substantially higher expenses across most categories.

On the housing front, median rent in Pearl City is $747/month compared to $1,281/month in Steward — a 42% difference. Home values follow the same pattern: Pearl City is more affordable at $121,300 median vs $151,000.

Median household income in Pearl City is $63,500 compared to $108,333 in Steward (-41.4%). While Steward is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Pearl City spend roughly 14.1% of their income on rent, less than the 14.2% in Steward.

Climate-wise, both cities share similar average temperatures (49.4°F vs 47.8°F). Steward receives more rainfall at 37.4" per year compared to 37.2" in Pearl City.

Income & Cost

Cost of Living Index
Pearl City
66
22% cheaper
Steward
85
Median Household Income
Pearl City
$63,500
Steward
$108,333
41% higher

Housing

Median Rent
Pearl City
$747
42% cheaper
Steward
$1,281
Median Home Value
Pearl City
$121,300
20% cheaper
Steward
$151,000
Population
Pearl City
798
Steward
268

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Pearl City 49.4°F
Steward 47.8°F
Summer High
Pearl City 84°F
Steward 82°F
Winter Low
Pearl City 15°F
Steward 13°F
Rainfall
Pearl City 37.2"
Steward 37.4"
Rainy Days
Pearl City 121d
Steward 131d