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Pearl City, HI vs Waipahu, HI

181
Pearl City
Hawaii
VS
+16.6%
156
Waipahu
Hawaii

There is a significant gap in the cost of living between these two cities. Waipahu is 16.6% cheaper than Pearl City. With a cost index of 156 vs 181, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Waipahu to Pearl City should plan for substantially higher expenses across most categories.

On the housing front, median rent in Pearl City is $2,338/month compared to $1,585/month in Waipahu — a 48% difference. Home values follow the same pattern: Waipahu is more affordable at $835,400 median vs $872,200.

Median household income in Pearl City is $114,682 compared to $98,633 in Waipahu (+16.3%). The higher salaries in Pearl City partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Pearl City spend roughly 24.5% of their income on rent, more than the 19.3% in Waipahu.

Income & Cost

Cost of Living Index
Pearl City
181
Waipahu
156
14% cheaper
Median Household Income
Pearl City
$114,682
14% higher
Waipahu
$98,633

Housing

Median Rent
Pearl City
$2,338
Waipahu
$1,585
32% cheaper
Median Home Value
Pearl City
$872,200
Waipahu
$835,400
4% cheaper
Population
Pearl City
45,079
Waipahu
39,871

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Pearl City $3.38
Waipahu $3.38
US $3.07
🥚
Eggs (grade A, large)
Pearl City $2.76
Waipahu $2.76
US $2.50
🥛
Milk (whole)
Pearl City $4.44
Waipahu $4.44
US $4.03
🍞
Bread (white)
Pearl City $2.04
Waipahu $2.04
US $1.85
🍗
Chicken breast
Pearl City $4.57
Waipahu $4.57
US $4.14
Electricity
Pearl City $0.36
Waipahu $0.36
US $0.19