Passaic, NJ vs Somerset, NJ

Passaic is moderately more affordable than Somerset, with a 14.9% lower cost of living index. Passaic scores 115 compared to 135 for Somerset, where the US average is 100. This difference means residents of Somerset can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Passaic is $1,392/month compared to $2,050/month in Somerset — a 32% difference. Home values follow the same pattern: Passaic is more affordable at $406,500 median vs $408,600.

Median household income in Passaic is $56,780 compared to $113,603 in Somerset (-50%). While Somerset is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Passaic spend roughly 29.4% of their income on rent, more than the 21.7% in Somerset.