Panhandle, TX vs St. Jo, TX
There is a significant gap in the cost of living between these two cities. St. Jo is 23.9% cheaper than Panhandle. With a cost index of 60 vs 74, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Jo to Panhandle should plan for substantially higher expenses across most categories.
On the housing front, median rent in Panhandle is $981/month compared to $483/month in St. Jo — a 103% difference. Home values follow the same pattern: St. Jo is more affordable at $146,900 median vs $151,800.
Median household income in Panhandle is $86,354 compared to $68,750 in St. Jo (+25.6%). While Panhandle is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Panhandle spend roughly 13.6% of their income on rent, more than the 8.4% in St. Jo.
Climate-wise, St. Jo is notably warmer with an average of 64.5°F compared to 58.7°F in Panhandle. St. Jo receives more rainfall at 35.6" per year compared to 19.7" in Panhandle.
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NOAA 30-year normals (1991-2020)