Pampa, TX vs Sherman, TX

There is a significant gap in the cost of living between these two cities. Pampa is 20.6% cheaper than Sherman. With a cost index of 68 vs 86, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Pampa to Sherman should plan for substantially higher expenses across most categories.

On the housing front, median rent in Pampa is $898/month compared to $1,177/month in Sherman — a 24% difference. Home values follow the same pattern: Pampa is more affordable at $95,800 median vs $219,300.

Median household income in Pampa is $53,458 compared to $60,935 in Sherman (-12.3%). The higher salaries in Sherman partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Pampa spend roughly 20.2% of their income on rent, less than the 23.2% in Sherman.

Climate-wise, Sherman is notably warmer with an average of 65°F compared to 60.9°F in Pampa. Sherman receives more rainfall at 38.3" per year compared to 18.6" in Pampa.