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Paloma Creek, TX vs San Felipe, TX

144
Paloma Creek
Texas
VS
+48.4%
97
San Felipe
Texas

The cost of living difference between Paloma Creek, TX and San Felipe, TX is dramatic. San Felipe is 48.4% cheaper than Paloma Creek, a gap that translates to thousands of dollars per year in household expenses. Paloma Creek has a cost index of 144 while San Felipe sits at 97, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Paloma Creek is $2,732/month compared to $1,429/month in San Felipe — a 91% difference. Home values follow the same pattern: San Felipe is more affordable at $229,800 median vs $308,500.

Median household income in Paloma Creek is $88,850 compared to $60,078 in San Felipe (+47.9%). The higher salaries in Paloma Creek partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Paloma Creek spend roughly 36.9% of their income on rent, more than the 28.5% in San Felipe. The San Felipe ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, San Felipe is notably warmer with an average of 71.1°F compared to 64.5°F in Paloma Creek. San Felipe receives more rainfall at 49.7" per year compared to 35.6" in Paloma Creek.

Income & Cost

Cost of Living Index
Paloma Creek
144
San Felipe
97
33% cheaper
Median Household Income
Paloma Creek
$88,850
32% higher
San Felipe
$60,078

Housing

Median Rent
Paloma Creek
$2,732
San Felipe
$1,429
48% cheaper
Median Home Value
Paloma Creek
$308,500
San Felipe
$229,800
26% cheaper
Population
Paloma Creek
3,250
San Felipe
1,085

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Paloma Creek $3.18
San Felipe $3.12
US $3.07
🥚
Eggs (grade A, large)
Paloma Creek $2.59
San Felipe $2.54
US $2.50
🥛
Milk (whole)
Paloma Creek $4.17
San Felipe $4.09
US $4.03
🍞
Bread (white)
Paloma Creek $1.92
San Felipe $1.88
US $1.85
🍗
Chicken breast
Paloma Creek $4.29
San Felipe $4.21
US $4.14
Electricity
Paloma Creek $0.18
San Felipe $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Paloma Creek 64.5°F
San Felipe 71.1°F
Summer High
Paloma Creek 96°F
San Felipe 95°F
Winter Low
Paloma Creek 32°F
San Felipe 45°F
Rainfall
Paloma Creek 35.6"
San Felipe 49.7"
Rainy Days
Paloma Creek 82d
San Felipe 119d