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Palm Harbor, FL vs The Crossings, FL

118
Palm Harbor
Florida
VS
-9.4%
130
The Crossings
Florida

Palm Harbor is moderately more affordable than The Crossings, with a 9.4% lower cost of living index. Palm Harbor scores 118 compared to 130 for The Crossings, where the US average is 100. This difference means residents of The Crossings can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Palm Harbor is $1,733/month compared to $1,879/month in The Crossings — a 8% difference. Home values follow the same pattern: Palm Harbor is more affordable at $359,600 median vs $414,300.

Median household income in Palm Harbor is $75,354 compared to $83,643 in The Crossings (-9.9%). While The Crossings is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Palm Harbor spend roughly 27.6% of their income on rent, more than the 27% in The Crossings.

Climate-wise, both cities share similar average temperatures (73.9°F vs 76.2°F). The Crossings receives more rainfall at 56.1" per year compared to 53.6" in Palm Harbor.

Income & Cost

Cost of Living Index
Palm Harbor
118
9% cheaper
The Crossings
130
Median Household Income
Palm Harbor
$75,354
The Crossings
$83,643
10% higher

Housing

Median Rent
Palm Harbor
$1,733
8% cheaper
The Crossings
$1,879
Median Home Value
Palm Harbor
$359,600
13% cheaper
The Crossings
$414,300
Population
Palm Harbor
61,454
The Crossings
22,359

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Palm Harbor $3.03
The Crossings $3.12
US $3.07
🥚
Eggs (grade A, large)
Palm Harbor $2.47
The Crossings $2.55
US $2.50
🥛
Milk (whole)
Palm Harbor $3.99
The Crossings $4.10
US $4.03
🍞
Bread (white)
Palm Harbor $1.83
The Crossings $1.88
US $1.85
🍗
Chicken breast
Palm Harbor $4.10
The Crossings $4.22
US $4.14
Electricity
Palm Harbor $0.18
The Crossings $0.19
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Palm Harbor 73.9°F
The Crossings 76.2°F
Summer High
Palm Harbor 90°F
The Crossings 91°F
Winter Low
Palm Harbor 53°F
The Crossings 57°F
Rainfall
Palm Harbor 53.6"
The Crossings 56.1"
Rainy Days
Palm Harbor 119d
The Crossings 149d