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Palm Harbor, FL vs Spring Hill, FL

118
Palm Harbor
Florida
VS
+23.2%
96
Spring Hill
Florida

There is a significant gap in the cost of living between these two cities. Spring Hill is 23.2% cheaper than Palm Harbor. With a cost index of 96 vs 118, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Spring Hill to Palm Harbor should plan for substantially higher expenses across most categories.

On the housing front, median rent in Palm Harbor is $1,733/month compared to $1,301/month in Spring Hill — a 33% difference. Home values follow the same pattern: Spring Hill is more affordable at $248,400 median vs $359,600.

Median household income in Palm Harbor is $75,354 compared to $66,557 in Spring Hill (+13.2%). The higher salaries in Palm Harbor partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Palm Harbor spend roughly 27.6% of their income on rent, more than the 23.5% in Spring Hill.

Climate-wise, Palm Harbor is notably warmer with an average of 73.9°F compared to 70.7°F in Spring Hill. Palm Harbor receives more rainfall at 53.6" per year compared to 51.9" in Spring Hill.

Income & Cost

Cost of Living Index
Palm Harbor
118
Spring Hill
96
19% cheaper
Median Household Income
Palm Harbor
$75,354
12% higher
Spring Hill
$66,557

Housing

Median Rent
Palm Harbor
$1,733
Spring Hill
$1,301
25% cheaper
Median Home Value
Palm Harbor
$359,600
Spring Hill
$248,400
31% cheaper
Population
Palm Harbor
61,454
Spring Hill
118,814

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Palm Harbor $3.03
Spring Hill $3.03
US $3.07
🥚
Eggs (grade A, large)
Palm Harbor $2.47
Spring Hill $2.47
US $2.50
🥛
Milk (whole)
Palm Harbor $3.99
Spring Hill $3.99
US $4.03
🍞
Bread (white)
Palm Harbor $1.83
Spring Hill $1.83
US $1.85
🍗
Chicken breast
Palm Harbor $4.10
Spring Hill $4.10
US $4.14
Electricity
Palm Harbor $0.18
Spring Hill $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Palm Harbor 73.9°F
Spring Hill 70.7°F
Summer High
Palm Harbor 90°F
Spring Hill 91°F
Winter Low
Palm Harbor 53°F
Spring Hill 44°F
Rainfall
Palm Harbor 53.6"
Spring Hill 51.9"
Rainy Days
Palm Harbor 119d
Spring Hill 126d