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Palm Desert, CA vs Torrance, CA

130
Palm Desert
California
VS
-32.4%
192
Torrance
California

The cost of living difference between Palm Desert, CA and Torrance, CA is dramatic. Palm Desert is 32.4% cheaper than Torrance, a gap that translates to thousands of dollars per year in household expenses. Palm Desert has a cost index of 130 while Torrance sits at 192, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Palm Desert is $1,717/month compared to $2,214/month in Torrance — a 22% difference. Home values follow the same pattern: Palm Desert is more affordable at $491,600 median vs $1,036,600.

Median household income in Palm Desert is $79,508 compared to $113,105 in Torrance (-29.7%). The higher salaries in Torrance partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Palm Desert spend roughly 25.9% of their income on rent, more than the 23.5% in Torrance.

Climate-wise, Palm Desert is notably warmer with an average of 75.6°F compared to 63°F in Torrance. Torrance receives more rainfall at 13.6" per year compared to 4.6" in Palm Desert.

Income & Cost

Cost of Living Index
Palm Desert
130
32% cheaper
Torrance
192
Median Household Income
Palm Desert
$79,508
Torrance
$113,105
30% higher

Housing

Median Rent
Palm Desert
$1,717
22% cheaper
Torrance
$2,214
Median Home Value
Palm Desert
$491,600
53% cheaper
Torrance
$1,036,600
Population
Palm Desert
51,551
Torrance
143,499

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Palm Desert $2,020
Torrance $2,031
1% cheaper
1 Bed
Palm Desert $2,148
Torrance $2,272
5% cheaper
2 Bed
Palm Desert $2,675
Torrance $2,835
6% cheaper
3 Bed
Palm Desert $3,520
Torrance $3,599
2% cheaper
4 Bed
Palm Desert $4,178
Torrance $4,010
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Palm Desert $3.13
Torrance $3.28
US $3.07
🥚
Eggs (grade A, large)
Palm Desert $2.55
Torrance $2.68
US $2.50
🥛
Milk (whole)
Palm Desert $4.11
Torrance $4.31
US $4.03
🍞
Bread (white)
Palm Desert $1.89
Torrance $1.98
US $1.85
🍗
Chicken breast
Palm Desert $4.22
Torrance $4.44
US $4.14
Electricity
Palm Desert $0.31
Torrance $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Palm Desert 75.6°F
Torrance 63°F
Summer High
Palm Desert 109°F
Torrance 77°F
Winter Low
Palm Desert 48°F
Torrance 47°F
Rainfall
Palm Desert 4.6"
Torrance 13.6"
Rainy Days
Palm Desert 17d
Torrance 34d