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Palm Desert, CA vs Rancho Mirage, CA

130
Palm Desert
California
VS
-11.4%
147
Rancho Mirage
California

Palm Desert is moderately more affordable than Rancho Mirage, with a 11.4% lower cost of living index. Palm Desert scores 130 compared to 147 for Rancho Mirage, where the US average is 100. This difference means residents of Rancho Mirage can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Palm Desert is $1,717/month compared to $1,575/month in Rancho Mirage — a 9% difference. Interestingly, home values tell a different story: while Rancho Mirage has cheaper rent, Palm Desert actually has lower median home values ($491,600 vs $747,800).

Median household income in Palm Desert is $79,508 compared to $109,943 in Rancho Mirage (-27.7%). While Rancho Mirage is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Palm Desert spend roughly 25.9% of their income on rent, more than the 17.2% in Rancho Mirage.

Climate-wise, both cities share similar average temperatures (75.6°F vs 75.6°F). Rancho Mirage receives more rainfall at 4.6" per year compared to 4.6" in Palm Desert.

Income & Cost

Cost of Living Index
Palm Desert
130
11% cheaper
Rancho Mirage
147
Median Household Income
Palm Desert
$79,508
Rancho Mirage
$109,943
28% higher

Housing

Median Rent
Palm Desert
$1,717
Rancho Mirage
$1,575
8% cheaper
Median Home Value
Palm Desert
$491,600
34% cheaper
Rancho Mirage
$747,800
Population
Palm Desert
51,551
Rancho Mirage
17,375

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Palm Desert $2,020
Rancho Mirage $2,020
1 Bed
Palm Desert $2,148
Rancho Mirage $2,148
2 Bed
Palm Desert $2,675
Rancho Mirage $2,675
3 Bed
Palm Desert $3,520
Rancho Mirage $3,520
4 Bed
Palm Desert $4,178
Rancho Mirage $4,178

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Palm Desert $3.13
Rancho Mirage $3.13
US $3.07
🥚
Eggs (grade A, large)
Palm Desert $2.55
Rancho Mirage $2.55
US $2.50
🥛
Milk (whole)
Palm Desert $4.11
Rancho Mirage $4.11
US $4.03
🍞
Bread (white)
Palm Desert $1.89
Rancho Mirage $1.89
US $1.85
🍗
Chicken breast
Palm Desert $4.22
Rancho Mirage $4.22
US $4.14
Electricity
Palm Desert $0.31
Rancho Mirage $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Palm Desert 75.6°F
Rancho Mirage 75.6°F
Summer High
Palm Desert 109°F
Rancho Mirage 109°F
Winter Low
Palm Desert 48°F
Rancho Mirage 48°F
Rainfall
Palm Desert 4.6"
Rancho Mirage 4.6"
Rainy Days
Palm Desert 17d
Rancho Mirage 17d