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Palm City, FL vs Poinciana, FL

139
Palm City
Florida
VS
+28.7%
108
Poinciana
Florida

There is a significant gap in the cost of living between these two cities. Poinciana is 28.7% cheaper than Palm City. With a cost index of 108 vs 139, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Poinciana to Palm City should plan for substantially higher expenses across most categories.

On the housing front, median rent in Palm City is $1,965/month compared to $1,712/month in Poinciana — a 15% difference. Home values follow the same pattern: Poinciana is more affordable at $266,900 median vs $532,100.

Median household income in Palm City is $117,689 compared to $63,042 in Poinciana (+86.7%). While Palm City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Palm City spend roughly 20% of their income on rent, less than the 32.6% in Poinciana. The Palm City ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (73.1°F vs 74.6°F). Palm City receives more rainfall at 51.2" per year compared to 46.1" in Poinciana.

Income & Cost

Cost of Living Index
Palm City
139
Poinciana
108
22% cheaper
Median Household Income
Palm City
$117,689
46% higher
Poinciana
$63,042

Housing

Median Rent
Palm City
$1,965
Poinciana
$1,712
13% cheaper
Median Home Value
Palm City
$532,100
Poinciana
$266,900
50% cheaper
Population
Palm City
25,699
Poinciana
71,665

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Palm City $2.95
Poinciana $2.95
US $3.07
🥚
Eggs (grade A, large)
Palm City $2.41
Poinciana $2.41
US $2.50
🥛
Milk (whole)
Palm City $3.88
Poinciana $3.88
US $4.03
🍞
Bread (white)
Palm City $1.78
Poinciana $1.78
US $1.85
🍗
Chicken breast
Palm City $3.99
Poinciana $3.99
US $4.14
Electricity
Palm City $0.17
Poinciana $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Palm City 73.1°F
Poinciana 74.6°F
Summer High
Palm City 90°F
Poinciana 93°F
Winter Low
Palm City 51°F
Poinciana 52°F
Rainfall
Palm City 51.2"
Poinciana 46.1"
Rainy Days
Palm City 133d
Poinciana 128d