Oxnard, CA vs Santa Ana, CA

Oxnard, CA and Santa Ana, CA have a very similar cost of living, with only a 2.6% difference in their overall index. Oxnard scores 150 while Santa Ana scores 154 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Oxnard is $1,962/month compared to $1,975/month in Santa Ana — a 1% difference. Home values follow the same pattern: Oxnard is more affordable at $617,800 median vs $657,800.

Median household income in Oxnard is $93,372 compared to $88,354 in Santa Ana (+5.7%). Oxnard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Oxnard spend roughly 25.2% of their income on rent, less than the 26.8% in Santa Ana.

Climate-wise, Santa Ana is notably warmer with an average of 64.9°F compared to 61.2°F in Oxnard. Oxnard receives more rainfall at 12.9" per year compared to 11.2" in Santa Ana.