Oxnard, CA vs Rialto, CA
There is a significant gap in the cost of living between these two cities. Rialto is 20.4% cheaper than Oxnard. With a cost index of 125 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Rialto to Oxnard should plan for substantially higher expenses across most categories.
On the housing front, median rent in Oxnard is $1,962/month compared to $1,641/month in Rialto — a 20% difference. Home values follow the same pattern: Rialto is more affordable at $454,400 median vs $617,800.
Median household income in Oxnard is $93,372 compared to $85,521 in Rialto (+9.2%). Oxnard does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Oxnard spend roughly 25.2% of their income on rent, more than the 23% in Rialto.
Climate-wise, Rialto is notably warmer with an average of 66.2°F compared to 61.2°F in Oxnard. Oxnard receives more rainfall at 12.9" per year compared to 9.4" in Rialto.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)