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Oxnard, CA vs Rancho Cordova, CA

150
Oxnard
California
VS
+18.4%
127
Rancho Cordova
California

There is a significant gap in the cost of living between these two cities. Rancho Cordova is 18.4% cheaper than Oxnard. With a cost index of 127 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Rancho Cordova to Oxnard should plan for substantially higher expenses across most categories.

On the housing front, median rent in Oxnard is $1,962/month compared to $1,698/month in Rancho Cordova — a 16% difference. Home values follow the same pattern: Rancho Cordova is more affordable at $451,400 median vs $617,800.

Median household income in Oxnard is $93,372 compared to $89,120 in Rancho Cordova (+4.8%). Oxnard does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Oxnard spend roughly 25.2% of their income on rent, more than the 22.9% in Rancho Cordova.

Climate-wise, both cities share similar average temperatures (61.2°F vs 63.4°F). Rancho Cordova receives more rainfall at 19.2" per year compared to 12.9" in Oxnard.

Income & Cost

Cost of Living Index
Oxnard
150
Rancho Cordova
127
16% cheaper
Median Household Income
Oxnard
$93,372
5% higher
Rancho Cordova
$89,120

Housing

Median Rent
Oxnard
$1,962
Rancho Cordova
$1,698
13% cheaper
Median Home Value
Oxnard
$617,800
Rancho Cordova
$451,400
27% cheaper
Population
Oxnard
201,014
Rancho Cordova
80,656

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Oxnard $2,042
Rancho Cordova $1,784
13% cheaper
1 Bed
Oxnard $2,301
Rancho Cordova $1,871
19% cheaper
2 Bed
Oxnard $2,752
Rancho Cordova $2,305
16% cheaper
3 Bed
Oxnard $3,726
Rancho Cordova $3,077
17% cheaper
4 Bed
Oxnard $4,321
Rancho Cordova $3,552
18% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Oxnard $3.22
Rancho Cordova $3.22
US $3.07
🥚
Eggs (grade A, large)
Oxnard $2.62
Rancho Cordova $2.62
US $2.50
🥛
Milk (whole)
Oxnard $4.22
Rancho Cordova $4.22
US $4.03
🍞
Bread (white)
Oxnard $1.94
Rancho Cordova $1.94
US $1.85
🍗
Chicken breast
Oxnard $4.35
Rancho Cordova $4.35
US $4.14
Electricity
Oxnard $0.26
Rancho Cordova $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Oxnard 61.2°F
Rancho Cordova 63.4°F
Summer High
Oxnard 73°F
Rancho Cordova 94°F
Winter Low
Oxnard 46°F
Rancho Cordova 41°F
Rainfall
Oxnard 12.9"
Rancho Cordova 19.2"
Rainy Days
Oxnard 44d
Rancho Cordova 61d