Oxford, NY vs Springville, NY

Springville is moderately more affordable than Oxford, with a 5% lower cost of living index. Oxford scores 73 compared to 69 for Springville, where the US average is 100. This difference means residents of Oxford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oxford is $900/month compared to $699/month in Springville — a 29% difference. Interestingly, home values tell a different story: while Springville has cheaper rent, Oxford actually has lower median home values ($112,200 vs $180,800).

Median household income in Oxford is $56,417 compared to $68,066 in Springville (-17.1%). Springville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Oxford spend roughly 19.1% of their income on rent, more than the 12.3% in Springville.