Oxford, NJ vs Port Monmouth, NJ

The cost of living difference between Oxford, NJ and Port Monmouth, NJ is dramatic. Oxford is 31.6% cheaper than Port Monmouth, a gap that translates to thousands of dollars per year in household expenses. Oxford has a cost index of 75 while Port Monmouth sits at 110, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Oxford is $858/month compared to $1,169/month in Port Monmouth — a 27% difference. Home values follow the same pattern: Oxford is more affordable at $175,000 median vs $423,600.

Median household income in Oxford is $77,188 compared to $106,677 in Port Monmouth (-27.6%). The higher salaries in Port Monmouth partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Oxford spend roughly 13.3% of their income on rent, more than the 13.1% in Port Monmouth.