Oxford, MA vs Pepperell, MA

Oxford is moderately more affordable than Pepperell, with a 10.1% lower cost of living index. Oxford scores 95 compared to 105 for Pepperell, where the US average is 100. This difference means residents of Pepperell can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oxford is $1,047/month compared to $1,117/month in Pepperell — a 6% difference. Home values follow the same pattern: Oxford is more affordable at $327,300 median vs $399,700.

Median household income in Oxford is $91,742 compared to $76,196 in Pepperell (+20.4%). Oxford offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Oxford spend roughly 13.7% of their income on rent, less than the 17.6% in Pepperell.

Climate-wise, both cities share similar average temperatures (48.1°F vs 48.9°F). Oxford receives more rainfall at 48.3" per year compared to 43.4" in Pepperell.