Oxford, IN vs Upland, IN

Oxford is moderately more affordable than Upland, with a 8.3% lower cost of living index. Oxford scores 64 compared to 69 for Upland, where the US average is 100. This difference means residents of Upland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oxford is $732/month compared to $800/month in Upland — a 9% difference. Home values follow the same pattern: Oxford is more affordable at $113,900 median vs $170,800.

Median household income in Oxford is $48,500 compared to $74,663 in Upland (-35%). While Upland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Oxford spend roughly 18.1% of their income on rent, more than the 12.9% in Upland.