Otterbein, IN vs Upland, IN

Otterbein, IN and Upland, IN have a very similar cost of living, with only a 1.7% difference in their overall index. Otterbein scores 70 while Upland scores 69 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Otterbein is $896/month compared to $800/month in Upland — a 12% difference. Interestingly, home values tell a different story: while Upland has cheaper rent, Otterbein actually has lower median home values ($137,400 vs $170,800).

Median household income in Otterbein is $63,676 compared to $74,663 in Upland (-14.7%). Upland offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Otterbein spend roughly 16.9% of their income on rent, more than the 12.9% in Upland.