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Otsego, MI vs Sturgis, MI

80
Otsego
Michigan
VS
+18.5%
68
Sturgis
Michigan

There is a significant gap in the cost of living between these two cities. Sturgis is 18.5% cheaper than Otsego. With a cost index of 68 vs 80, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Sturgis to Otsego should plan for substantially higher expenses across most categories.

On the housing front, median rent in Otsego is $1,133/month compared to $793/month in Sturgis — a 43% difference. Home values follow the same pattern: Sturgis is more affordable at $129,400 median vs $155,500.

Median household income in Otsego is $76,944 compared to $60,640 in Sturgis (+26.9%). While Otsego is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Otsego spend roughly 17.7% of their income on rent, more than the 15.7% in Sturgis.

Income & Cost

Cost of Living Index
Otsego
80
Sturgis
68
16% cheaper
Median Household Income
Otsego
$76,944
21% higher
Sturgis
$60,640

Housing

Median Rent
Otsego
$1,133
Sturgis
$793
30% cheaper
Median Home Value
Otsego
$155,500
Sturgis
$129,400
17% cheaper
Population
Otsego
4,079
Sturgis
11,077

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Otsego $2.88
Sturgis
US $3.07
🥚
Eggs (grade A, large)
Otsego $2.35
Sturgis
US $2.50
🥛
Milk (whole)
Otsego $3.79
Sturgis
US $4.03
🍞
Bread (white)
Otsego $1.74
Sturgis
US $1.85
🍗
Chicken breast
Otsego $3.90
Sturgis
US $4.14
Electricity
Otsego $0.19
Sturgis
US $0.19