Osgood, IN vs Troy, IN

Osgood, IN and Troy, IN have a very similar cost of living, with only a 1.1% difference in their overall index. Osgood scores 67 while Troy scores 68 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Osgood is $826/month compared to $906/month in Troy — a 9% difference. Interestingly, home values tell a different story: while Osgood has cheaper rent, Troy actually has lower median home values ($95,600 vs $116,200).

Median household income in Osgood is $50,799 compared to $50,000 in Troy (+1.6%). Osgood offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Osgood spend roughly 19.5% of their income on rent, less than the 21.7% in Troy.