Osage, MN vs St. Stephen, MN

Osage, MN and St. Stephen, MN have a very similar cost of living, with only a 0.5% difference in their overall index. Osage scores 81 while St. Stephen scores 82 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Osage is $745/month compared to $1,025/month in St. Stephen — a 27% difference. Interestingly, home values tell a different story: while Osage has cheaper rent, St. Stephen actually has lower median home values ($237,600 vs $307,400).

Median household income in Osage is $47,500 compared to $94,875 in St. Stephen (-49.9%). While St. Stephen is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Osage spend roughly 18.8% of their income on rent, more than the 13% in St. Stephen.

Climate-wise, both cities share similar average temperatures (40.4°F vs 42.9°F). St. Stephen receives more rainfall at 28.5" per year compared to 23.9" in Osage.