Osage Beach, MO vs Troy, MO

Osage Beach, MO and Troy, MO have a very similar cost of living, with only a 4% difference in their overall index. Osage Beach scores 79 while Troy scores 83 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Osage Beach is $780/month compared to $1,051/month in Troy — a 26% difference. Interestingly, home values tell a different story: while Osage Beach has cheaper rent, Troy actually has lower median home values ($212,100 vs $286,800).

Median household income in Osage Beach is $52,067 compared to $75,777 in Troy (-31.3%). While Troy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Osage Beach spend roughly 18% of their income on rent, more than the 16.6% in Troy.