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Ontario, CA vs Yuba City, CA

142
Ontario
California
VS
+27.2%
112
Yuba City
California

There is a significant gap in the cost of living between these two cities. Yuba City is 27.2% cheaper than Ontario. With a cost index of 112 vs 142, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Yuba City to Ontario should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ontario is $1,916/month compared to $1,391/month in Yuba City — a 38% difference. Home values follow the same pattern: Yuba City is more affordable at $405,900 median vs $568,000.

Median household income in Ontario is $82,806 compared to $72,322 in Yuba City (+14.5%). The higher salaries in Ontario partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Ontario spend roughly 27.8% of their income on rent, more than the 23.1% in Yuba City.

Income & Cost

Cost of Living Index
Ontario
142
Yuba City
112
21% cheaper
Median Household Income
Ontario
$82,806
13% higher
Yuba City
$72,322

Housing

Median Rent
Ontario
$1,916
Yuba City
$1,391
27% cheaper
Median Home Value
Ontario
$568,000
Yuba City
$405,900
29% cheaper
Population
Ontario
178,347
Yuba City
69,545

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Formula:

Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Ontario $2,020
Yuba City $1,780
12% cheaper
1 Bed
Ontario $2,148
Yuba City $1,940
10% cheaper
2 Bed
Ontario $2,675
Yuba City $2,360
12% cheaper
3 Bed
Ontario $3,520
Yuba City $3,280
7% cheaper
4 Bed
Ontario $4,178
Yuba City $3,940
6% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ontario $3.13
Yuba City $3.22
US $3.07
🥚
Eggs (grade A, large)
Ontario $2.55
Yuba City $2.62
US $2.50
🥛
Milk (whole)
Ontario $4.11
Yuba City $4.22
US $4.03
🍞
Bread (white)
Ontario $1.89
Yuba City $1.94
US $1.85
🍗
Chicken breast
Ontario $4.22
Yuba City $4.35
US $4.14
Electricity
Ontario $0.31
Yuba City $0.28
US $0.19