Ontario, CA vs Westminster, CA

There is a significant gap in the cost of living between these two cities. Ontario is 16.9% cheaper than Westminster. With a cost index of 142 vs 171, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ontario to Westminster should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ontario is $1,916/month compared to $2,100/month in Westminster — a 9% difference. Home values follow the same pattern: Ontario is more affordable at $568,000 median vs $820,000.

Median household income in Ontario is $82,806 compared to $82,686 in Westminster (+0.1%). Ontario offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ontario spend roughly 27.8% of their income on rent, less than the 30.5% in Westminster. The Ontario ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.