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Ontario, CA vs Upland, CA

142
Ontario
California
VS
-7.6%
154
Upland
California

Ontario is moderately more affordable than Upland, with a 7.6% lower cost of living index. Ontario scores 142 compared to 154 for Upland, where the US average is 100. This difference means residents of Upland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ontario is $1,916/month compared to $1,976/month in Upland — a 3% difference. Home values follow the same pattern: Ontario is more affordable at $568,000 median vs $688,800.

Median household income in Ontario is $82,806 compared to $101,407 in Upland (-18.3%). While Upland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ontario spend roughly 27.8% of their income on rent, more than the 23.4% in Upland.

Climate-wise, both cities share similar average temperatures (66.8°F vs 66.8°F). Upland receives more rainfall at 11.6" per year compared to 11.6" in Ontario.

Income & Cost

Cost of Living Index
Ontario
142
8% cheaper
Upland
154
Median Household Income
Ontario
$82,806
Upland
$101,407
18% higher

Housing

Median Rent
Ontario
$1,916
3% cheaper
Upland
$1,976
Median Home Value
Ontario
$568,000
18% cheaper
Upland
$688,800
Population
Ontario
178,347
Upland
78,940

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Ontario $2,020
Upland $2,020
1 Bed
Ontario $2,148
Upland $2,148
2 Bed
Ontario $2,675
Upland $2,675
3 Bed
Ontario $3,520
Upland $3,520
4 Bed
Ontario $4,178
Upland $4,178

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ontario $3.13
Upland $3.13
US $3.07
🥚
Eggs (grade A, large)
Ontario $2.55
Upland $2.55
US $2.50
🥛
Milk (whole)
Ontario $4.11
Upland $4.11
US $4.03
🍞
Bread (white)
Ontario $1.89
Upland $1.89
US $1.85
🍗
Chicken breast
Ontario $4.22
Upland $4.22
US $4.14
Electricity
Ontario $0.31
Upland $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ontario 66.8°F
Upland 66.8°F
Summer High
Ontario 94°F
Upland 94°F
Winter Low
Ontario 45°F
Upland 45°F
Rainfall
Ontario 11.6"
Upland 11.6"
Rainy Days
Ontario 36d
Upland 36d