Ontario, CA vs Rancho Cordova, CA

Rancho Cordova is moderately more affordable than Ontario, with a 12.3% lower cost of living index. Ontario scores 142 compared to 127 for Rancho Cordova, where the US average is 100. This difference means residents of Ontario can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ontario is $1,916/month compared to $1,698/month in Rancho Cordova — a 13% difference. Home values follow the same pattern: Rancho Cordova is more affordable at $451,400 median vs $568,000.

Median household income in Ontario is $82,806 compared to $89,120 in Rancho Cordova (-7.1%). Rancho Cordova offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ontario spend roughly 27.8% of their income on rent, more than the 22.9% in Rancho Cordova.

Climate-wise, Ontario is notably warmer with an average of 66.8°F compared to 63.4°F in Rancho Cordova. Rancho Cordova receives more rainfall at 19.2" per year compared to 11.6" in Ontario.