Oneonta, AL vs Troy, AL

Oneonta is moderately more affordable than Troy, with a 12.7% lower cost of living index. Oneonta scores 68 compared to 78 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oneonta is $644/month compared to $943/month in Troy — a 32% difference. Home values follow the same pattern: Oneonta is more affordable at $195,600 median vs $214,100.

Median household income in Oneonta is $47,719 compared to $47,595 in Troy (+0.3%). Oneonta offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Oneonta spend roughly 16.2% of their income on rent, less than the 23.8% in Troy.

Climate-wise, Troy is notably warmer with an average of 64.5°F compared to 59.9°F in Oneonta. Oneonta receives more rainfall at 58.7" per year compared to 54.6" in Troy.