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On Top of the World, FL vs Warm Mineral Springs, FL

91
On Top of the World
Florida
VS
+9.2%
84
Warm Mineral Springs
Florida

Warm Mineral Springs is moderately more affordable than On Top of the World, with a 9.2% lower cost of living index. On Top of the World scores 91 compared to 84 for Warm Mineral Springs, where the US average is 100. This difference means residents of On Top of the World can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in On Top of the World is $1,162/month compared to $1,063/month in Warm Mineral Springs — a 9% difference. Home values follow the same pattern: Warm Mineral Springs is more affordable at $181,900 median vs $275,000.

Median household income in On Top of the World is $57,765 compared to $51,419 in Warm Mineral Springs (+12.3%). While On Top of the World is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of On Top of the World spend roughly 24.1% of their income on rent, less than the 24.8% in Warm Mineral Springs.

Climate-wise, both cities share similar average temperatures (72.8°F vs 74.3°F). Warm Mineral Springs receives more rainfall at 53" per year compared to 43.8" in On Top of the World.

Income & Cost

Cost of Living Index
On Top of the World
91
Warm Mineral Springs
84
8% cheaper
Median Household Income
On Top of the World
$57,765
11% higher
Warm Mineral Springs
$51,419

Housing

Median Rent
On Top of the World
$1,162
Warm Mineral Springs
$1,063
9% cheaper
Median Home Value
On Top of the World
$275,000
Warm Mineral Springs
$181,900
34% cheaper
Population
On Top of the World
13,772
Warm Mineral Springs
4,756

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
On Top of the World $2.95
Warm Mineral Springs $2.95
US $3.07
🥚
Eggs (grade A, large)
On Top of the World $2.41
Warm Mineral Springs $2.41
US $2.50
🥛
Milk (whole)
On Top of the World $3.88
Warm Mineral Springs $3.88
US $4.03
🍞
Bread (white)
On Top of the World $1.78
Warm Mineral Springs $1.78
US $1.85
🍗
Chicken breast
On Top of the World $3.99
Warm Mineral Springs $3.99
US $4.14
Electricity
On Top of the World $0.18
Warm Mineral Springs $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
On Top of the World 72.8°F
Warm Mineral Springs 74.3°F
Summer High
On Top of the World 91°F
Warm Mineral Springs 93°F
Winter Low
On Top of the World 49°F
Warm Mineral Springs 51°F
Rainfall
On Top of the World 43.8"
Warm Mineral Springs 53"
Rainy Days
On Top of the World 122d
Warm Mineral Springs 136d