Oldsmar, FL vs Ormond Beach, FL

Ormond Beach is moderately more affordable than Oldsmar, with a 6.5% lower cost of living index. Oldsmar scores 108 compared to 101 for Ormond Beach, where the US average is 100. This difference means residents of Oldsmar can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Oldsmar is $1,438/month compared to $1,332/month in Ormond Beach — a 8% difference. Home values follow the same pattern: Ormond Beach is more affordable at $320,300 median vs $346,900.

Median household income in Oldsmar is $76,100 compared to $67,482 in Ormond Beach (+12.8%). While Oldsmar is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Oldsmar spend roughly 22.7% of their income on rent, less than the 23.7% in Ormond Beach.

Climate-wise, both cities share similar average temperatures (73.9°F vs 71.5°F). Oldsmar receives more rainfall at 53.6" per year compared to 51.3" in Ormond Beach.